UK Mortgages – Find the right mortgage for your Needs

Welcome to Mortgages.me.uk; the home for mortgage information, mortgage news and mortgage calculators. We can help with all types of mortgages, remortgages, commercial mortgages, international or Islamic mortgages, from home purchase information for first time buyers to buy to let mortgages for investment or a holiday in the UK or abroad.

Should you at anytime be having difficulties paying your mortgage, we also have practical information about mortgage arrears and companies who will help you should you ever face repossession.

Mortgage Guides

We hope you will find both our mortgage information and mortgage broker matching service to be of value and interest, however if you have any additional mortgage questions please complete our contact form or the online mortgage enquiry form.

 

Mortgage Calculator

Equity Loan Mortgage Calculator

Whether you're a first-time buyer or already a property owner you could buy a new home with a small deposit of 5%, heres how.

How Help to Buy Equity Loans Work

  • First time buyers and those already on the property ladder can apply.
  • To qualify a 5% deposit is required.
  • A 75% mortgage must be secured from your bank or building society.
  • The remaining 20% of the property’s value is funded by an equity loan provided by the Government.
  • House prices can’t be more than £600,000 in England and £300,000 in Wales.

England

Wales

House Price

Min£50,000

£50,000

Max£600,000

Deposit

Min (5% of house price)£2,500

£2,500

Max (30% of house price)£15,000

Interest Rate

Min2.00%

3.50%

Max6.00%

Term

Min25 Years

30 Years

Max35 Years

Without Help to Buy

Your deposit£2,5005%
Your mortgage£47,50095%
 
Monthly Payment£213.30 

With Help to Buy

Your deposit£2,5005%
Help to Buy Loan£10,00020%
Your mortgage£37,50075%
 
Monthly Payment£168.39 

This calculator is provided to give you basic guidance only. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. Its important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errorsand recommend that you obtain exact figures from a specific lender before committing to any mortgage.

What is a mortgage?

What is a mortgage?

All about what a mortgage actually is, the risks involved and how to prepare if you decide to take out a mortgage
How much can I borrow?

How much can I borrow?

Ever thought about the maximum limit you can borrow? Learn the factors involved in determining this here.
Mortgage terms

Mortgage terms

Guidelines on how long you would like your mortgage to run, which in turn affects the amount you pay back each month.
Mortgage fees and costs

Mortgage fees and costs

Understand the costs involved when taking out a mortgage in this guide - there may be more than you initially imagined.
Types of mortgage

Types of mortgage

Learn about the types of mortgage available - make use of our free calculators here.
Mortgage features

Mortgage features

Get the most out of the mortgage you go for by taking advantage of the variety of mortgage features available.
Types of mortgage interest rates

Types of mortgage interest rates

Find out about the many types of mortgage interest rate deals that are available.
Home buying help

Home buying help

Don't be daunted by the complexity of mortgages - be sure to read this guide for a better understanding of home buying help available.